Snap it
A photo of what you bought, the receipt, a screenshot, or just type it in.
Get paid for your market run
Snap what you buy. Cartly remembers it, pays you coins, and shows you where your naira really goes. Swap coins for airtime, data and light.
Free to download. Android and iPhone.
Every a bag of rice, a tin of milk… maybe even suya purchase counts
How it works
Earn coins
Cartly reads it, sorts it and pays you. Better proof, more coins.
Swap them
Airtime, data, power tokens and vouchers. Your PIN keeps every swap safe.
Wrap your week
Top spends, big jumps, repeat buys. Ready for the group chat.
Whatever you buy, Cartly sorts it
- Groceries
- Fuel
- Eating out
- Transport
- Airtime & data
- Power
- School fees
- Rent
- Kids
- Health
Proof
pays.
+25 for a receipt
+12 for a photo
+1 typed in
The better your proof, the more you earn. Log within 3 days for full coins; days 4 to 7 earn half.
+25A receipt or order screenshot
+12A photo of what you bought
+1Typed in by hand
Plus +50 for your first log, +100 for your first budget, and 2× at partner stores.
What your coins buy
- ₦100 Airtime350
- 1GB Data900
- ₦500 Power token1,500
- 5% Grocery voucher2,000
- 1 month TV & streaming3,500
Swapping opens soon. Every coin you earn before then is kept for you.
Know your every kobo, every market, every month naira
Every log builds a picture of your spending, priced against your own history, not someone else's average.
Fresh food₦31,200
Foodstuff₦21,000
Breakfast₦9,700
Drinks₦6,500
Budget
A budget that knows you
Cartly drafts it from your last three months. Nudge any line with a tap.
Same tin of milk.
New price.
Last month₦1,150
Today₦1,350
₦200 more than you paid last time. Cartly remembers so you don't have to.
Your usual basket, already priced
- Rice, 5kg₦9,800
- Tomatoes, 1 basket₦3,000
- Plantain, 1 bunch₦2,400
- Milk, 1 tin₦1,350
About₦16,550
Wrapped
Your week, wrapped
Top spends, big jumps, repeat buys. Ready to share with the group chat.
- ₦68,400spent this week
- Fridayyour big day
- Groceriestop spend
Your business stays your business
No bank login. Ever.
Cartly learns from what you snap or type, never from your bank.
Where you shop stays private
Location only builds anonymous price data. Never shown to anyone, and you can switch it off.
Coins move only with your PIN
Every swap needs a one-time code and your PIN.
No network? No wahala.
Every log saves on your phone first and syncs when you're back.
Questions
What is Cartly?
Cartly is an app that remembers what you buy. Snap an item, scan a receipt, upload a screenshot or type it in, and Cartly turns it into a clean record of your spending. You earn coins for every log and swap them for airtime, data, power tokens and vouchers.
Is it free?
Yes. Cartly is free to download and free to use.
When can I swap my coins?
Swapping opens soon. Every coin you earn before then is kept for you, and the app will tell you as soon as rewards open.
Do I need a receipt?
No. A receipt earns the most coins, but a photo of the items, a screenshot of an online order or a typed log all count.
What happens to my location?
It is used only to build anonymous price data, grouped into areas of about 5 km. It is never shown to you or anyone else, and you can turn it off in your profile.
Which phones does it work on?
Android and iPhone. Sign in with your phone number, your email or Google.
Wetin youbuy today?
Download Cartly and log your first purchase. That one's worth +50 coins.
Free to download. Android and iPhone.